Manual processes are costly and leave room for errors.
Automating compliance workflows help regulated firms manage risks proactively, hold people accountable, and keep an eye on things in real-time.
As FCA Chief Executive Nikhil Rathi puts it, “The speed and complexity of modern markets require systems capable of keeping pace with autonomous, high-speed activity, making manual oversight increasingly inadequate”.
It uses advanced AI and machine learning (ML) to interpret regulatory language, identify obligations, and link them directly to internal policies and controls. These technologies continuously learn from new data and past compliance actions thus helping firms predict risks, detect gaps, and prioritise responses before issues escalate.
The Financial Industry Regulatory Authority (FINRA) states, “Automated tools help gather and analyse capital and liquidity data for internal models or regulator reporting.”
Manual vs. Automated workflows: a direct comparison
Feature | Manual | Automated |
Regulatory Updates | Manually tracked | Real-time global updates |
Compliance Mapping | Manual linking | AI-driven mapping |
Risk Assessments | Time-consuming | Automated impact ratings |
Audit Readiness | Records compiled on demand | Instant audit-ready reports |
Efficiency | Reactive, costly | Proactive, scalable, cost-efficient |
FinregE’s automated platform brings all these capabilities together in one place. It turns compliance from a manual checklist into a structured, data-driven system. With AI-powered mapping, continuous monitoring, and real-time regulatory intelligence, FinregE helps compliance teams stay ahead of change.
The global regulatory landscape: key regulations shaping compliance
The EU’s General Data Protection Regulation (GDPR) is one of the strictest privacy laws in the world. It demands explicit user consent, transparent data use, and rapid breach reporting. Violations can cost up to €20 million or 4% of global turnover.
In the United States, the Bank Secrecy Act (BSA) and Dodd-Frank Act require firms to run Know Your Customer (KYC) checks, monitor transactions, and manage systemic risk. Regulators like Financial Crimes Enforcement Network (FinCEN) and the Securities and Exchange Commission (SEC) have little patience for weak controls.
The UK’s Financial Conduct Authority (FCA) enforces Conduct Rules and the Senior Managers and Certification Regime (SMCR), holding senior leaders personally accountable. Firms must also maintain robust anti-money laundering (AML), risk, and reporting frameworks.
Strict AML, cybersecurity, and operational resilience guidelines with strict penalties are enforced in Singapore by the Monetary Authority of Singapore (MAS).
Australia’s Prudential Regulation Authority (APRA) directs rigorous stress testing, capital adequacy, and operational resilience planning, to protect financial stability
The message is obvious: regulations aren’t going anywhere; they are only increasing in volume and complexity.
The cost of non-compliance: Major regulatory fines
Recent years have seen massive penalties for failures in AML, data privacy, market abuse, and cybersecurity:
- A €225 million fine under the GDPR by the European Data Protection Board (EDPB) for misleading data consent policies.
- In the United States, a $390 million penalty by FinCEN for AML breaches that let billions in suspicious transactions go unreported.
- The UK’s FCA imposed a £265 million fine for false financial disclosures.
- In Singapore, a major cyber breach exposing millions of customer records led to an SGD 1 million fine by Personal Data Protection Commission (PDPC)
Each case could have been prevented or detected sooner with the right automated compliance workflows in place.
FinregE’s automated compliance workflows: the only alternative
FinregE replaces risky manual compliance with structured, AI-powered workflows:
Seamless regulatory change management
FinregE automates every step of the change process:
- Tracks global updates in real time and maps them directly to policies and controls.
- Runs automated impact assessments to show exactly what’s changing and why it matters.
- Assigns tasks with deadlines, so nothing gets missed.
Automated compliance self-assessments
Stay on top of attestations like SMCR with workflows that:
- Send automatic reminders to keep assessments on schedule.
- Centralize tracking so every step is documented.
- Store supporting evidence with a clear audit trail for regulators.
Regulatory remediation & issue management
When compliance gaps are found, FinregE ensures a fast, structured response:
- Tracks remediation tasks across teams in real time.
- Simplifies regulator reporting with pre-built outputs.
- Keeps a complete history of corrective actions.
Continuous compliance monitoring & reporting
When compliance gaps are found, FinregE ensures a fast, structured response:
- Tracks remediation tasks across teams in real time.
- Simplifies regulator reporting with pre-built outputs.
- Keeps a complete history of corrective actions.
Customisable & scalable workflows
Every company has a different compliance environment. Workflows from FinregE are customised to fit your sector, risk tolerance, and geographic reach. The platform adapts to your needs.
FinregE turns compliance from reactive to proactive by providing AI-driven insights and structured processes.
Why choose FinregE?
- Unified view – See regulatory changes, who’s reviewing them, and their potential impact—all in one place.
- No silos – Legal and Compliance collaborate in a single platform.
- Better decisions – Structured data on scope, capital impact, and risk ratings for smarter prioritization.
- Always audit-ready – Timestamps, named assessors, and version control make reviews painless.
- Clear accountability – Tasks linked directly to owners with deadlines keep compliance on track.
The future of compliance is automated
Regulatory complexity isn’t slowing down. Manual processes will only fall further behind. Nowadays, automation is the most sensible and economical method to remain ahead of the curve in regulatory compliance.
It’s time to automate your compliance workflows. Book a demo with FinregE and see what’s possible.
