Regulatory intelligence is the end-to-end process that captures regulatory content in real-time, turns it into machine-readable requirements, maps these to your firm’s policies and controls automatically, compares requirements across relevant jurisdictions and generates actionable insights for teams to stay ahead of regulatory change – all using artificial intelligence.
Regulators release more than 200 new alerts every single day for banks alone. The process of manually reading and interpreting regulatory alerts is not feasible. This is where regulatory intelligence comes in to ease the burden.
Why regulatory intelligence matters?
From sustainability disclosures to AI governance and digital assets, regulatory obligations are multiplying at a very challenging, fast pace. This creates challenges such as:
- New rules are published continuously across multiple jurisdictions.
- Overlapping regulations are difficult to interpret and implement.
- Missing a change could lead to fines and reputational damage.
- Regulators expects proactive and demonstratable compliance rather than reactive.
If done properly, regulatory intelligence helps organisations:
- To stay compliant with new requirements which helps avoid fines and reputational damage.
- To reduce manual monitoring to improve efficiency.
- Predicts future trends and builds regulatory resilience.
- Firms gain a competitive edge by adapting to changes faster which ignites innovation.
How regulatory intelligence works?
Think of regulatory intelligence as a continuous cycle:
- Capture and monitor updates globally: Keep a close eye on announcements from regulators and sources across 1,700+ in 130+ countries with FinregE. This might cover anything from anti-money laundering (AML) to environmental, social and governance (ESG), digital assets and so on.
- Create digestible, machine-readable rulebooks: Convert complex rules and laws into paragraph-level, versioned, machine-readable libraries. Every rule is structured and ready to link to your internal compliance framework.
- Analyse impact: Don’t just collect rules, ask what they mean for your business. Which teams, processes, or products are affected? What new obligations do you need to act on? FinregE’s AI expert – RIG analyses legal and regulatory texts, summaries, extracts actions and impacts, compares versions and cites sources.
- Map policy and controls automatically: AI-driven mapping of external obligations to your policies and controls; identify gaps, owners, and recommended control wording.
- Respond strategically: Turn updates into structured, auditable workflows with owners, dates, actions, evidence, dashboards and MI. Compliance teams can track, prioritise and prove progress with regulations.
- Maintain ongoing compliance with horizon scanning: Regulations are constantly evolving, and it is necessary for firms to continuously monitor new rules to stay compliant. Many regulatory intelligence technologies have horizon scanning capabilities, so your business can be empowered to know exactly what rules are around the corner.
Different rules across different regions
A challenge for growing firms is that the rules vary across jurisdictions.
- US regulators like the SEC and CFTC focus on digital assets, climate risk, and investor protection.
- EU’s regulations such as Markets in Crypto-Assets Regulation MiCA), artificial intelligence (AI) Act, and Corporate Sustainability Reporting Directive (CSRD) also apply to firms that are not in Europe.
- In the UK, after Brexit, leading regulators like the Financial Conduct Authority (FCA) and Bank of England (BoE) are publishing their own regulations like the Consumer Duty and operational resilience.
- Asia-Pacific markets like Singapore, Hong Kong, and Australia are proposing requirements on AML, digital finance, and ESG.
Best practices for effective regulatory intelligence
Businesses will need to maintain all regulatory data in a central place for seamless management and visibility. Other best practices include:
- Focusing on changes that could impact the firm.
- Making compliance a cross-team effort, not just a compliance job.
- Investing in training to enhance staff skills.
- Using technology like AI to scan, filter, and flag new rules.
How FinregE helps
At FinregE, we simplify regulatory compliance with our AI Regulatory Insights Generator (RIG).
RIG pulls updates from regulators worldwide, categorises them, and explains them in plain English so you know what matters most.
With FinregE, your firm can:
- Identify the updates that apply to you.
- See what they mean for your business and what actions to take.
- Leverage horizon scanning and prepare for what’s to come.
- Link updates straight to your own policies and controls.
Instead of filtering through numerous alerts, FinregE helps organisations to understand which regulatory obligations are important and instils the confidence in your team to act quickly.
The future of regulatory intelligence
Regulatory intelligence isn’t optional anymore. With changes coming up quickly, staying ahead is the only way to stay compliant and resilient.
Firms that treat regulatory intelligence as a strategic tool, will adapt faster and grow stronger. FinregE makes that shift possible by turning complexity into clarity and action.
Book a demo today.
